Losing a loved one is emotionally overwhelming, and the added burden of navigating life insurance claims can be confusing and frustrating. Families often face delays, denials, or unexpected paperwork hurdles that prevent them from receiving the benefits they are entitled to. This course provides a step-by-step roadmap for successfully collecting on a life insurance policy, from the moment of death through final payout. Students will learn how to gather the right documents, submit claims properly, handle insurer tactics, and resolve disputes if problems arise.
Course Objectives
By the end of this course, students will be able to:
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Identify and locate the deceased’s life insurance policies.
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Understand the legal requirements for filing a claim.
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Gather the necessary documents for submission.
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File claims effectively with insurers and follow up to avoid delays.
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Handle investigations, delays, and common denial reasons.
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Navigate complex scenarios such as accidental death benefits or lapsed policies.
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Escalate disputes through appeals, regulators, or legal options.
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Secure payment in a timely and legally sound manner.
