CONSUMER PROTECTION & MORTGAGE REGULATION UNDER DODD-FRANK
This course delves into the intricacies of consumer protection and mortgage regulation under the Dodd-Frank Wall Street Reform and Consumer Protection Act. It aims to provide students with an in-depth understanding of the various rules and regulations that have been put in place to safeguard consumers and stabilize the mortgage industry. The course explores the creation and operation of the Consumer Financial Protection Bureau (CFPB) and the laws pertaining to qualified mortgages, mortgage services, and mortgage loan originators.
Understand the origin, goals, and overall structure of the Dodd-Frank Act.
Analyze the role and responsibilities of the Consumer Financial Protection Bureau (CFPB).
Understand the rules and regulations pertaining to mortgage lending and services under the Dodd-Frank Act.
Critically evaluate the impact of the Dodd-Frank Act on consumer protection and the mortgage industry.
Develop a comprehensive understanding of the laws pertaining to qualified mortgages and mortgage loan originators.
Critically analyze case studies and legal issues related to consumer protection and mortgage regulation.